If you’re looking to invest in oceanfront real estate or you want to relocate to a family-friendly beach town, Ocean City NJ is the perfect location. The weather is gorgeous in the summer and the scenery is breathtaking. Hurricane season at the Jersey Shore is short lived and it’s very rare to see a damaging storm. Still, it’s important to consider hurricane season when you’re buying a home in a beach town like Ocean City. Here is our best homebuyers guide to hurricane season in Ocean City New Jersey.
Homebuyers Guide to Hurricane Season in Ocean City New Jersey
There are some very impressive luxury homes for sale in Ocean City just a short walk from the beach. Some of these beachfront properties are valued at $2 and $3 million dollars. Homebuyers in Ocean City can tour a variety of property types and locations. It’s still a buyers market in South Jersey, but the prices seem to have bottomed out and are gradually beginning to rise. Highly motivated sellers are letting go of residential properties at very low prices, but don’t underestimate the value of these homes.
If you’re buying a home in Ocean City NJ, just be sure to take precautionary steps with structural reinforcement and full coverage insurance.
Hurricane season at the Jersey Shore runs from mid-August through the end of November. During these months, storms can bring torrential rain and severe winds. The single biggest threat to beachfront homeowners during hurricane season is flooding. Sometimes the ocean spills over the beach and floods the streets. If your house is on the beach block, water can damage the first floor of your home. Many of the modern beachfront houses are built on elevated foundations to help protect against flooding.
Your homeowners insurance probably does not cover events related to hurricane season such as floods and wind damage. There have been two serious incidents of weather over the past twenty years at the Jersey shore- a derecho on the Mainland and a superstorm along the shoreline, both in 2012. Still, if you’re buying a house anywhere close to the beach it’s necessary to protect your investment with full coverage flood insurance.
Wind damage is another concern for Ocean City homeowners during hurricane season. Light ocean breezes are invigorating, but the winds start to whip around in the fall. Severe winds can tear up siding and roofing, and destroy the landscaping in the yard. Hurricane proofing your home during the construction phase can really pay off. There are preventative things you can do after you move, as well, to help protect your home from the weather conditions. You can secure the shingles and reinforce the metal siding and roofing with caps. Most of the landscaping in Ocean City is limited to shrubbery and flowers, but if you have any tall trees close your home it’s a good idea to hire a tree removal service.
Earlier this month, the Federal Emergency Management Agency (FEMA) began using newly updated zoning maps to determine high risk flooding areas. Ocean City is actively in the process of updating their flood prevention program to comply with FEMA’s requirements. According to the ranking system, Ocean City homeowners can receive a 25% discount of flood insurance to help protect their properties.
Don’t let hurricane season sway you. Ocean City is one of the best places to raise a family. South Jersey residents can experience all four seasons and the weather rarely presents a problem beyond the typical rain and snow. If you’re buying a home in Ocean City NJ, just be sure to take precautionary steps with structural reinforcement and full coverage insurance. Strike while the iron is hot! Buy your next home or investment property while the price is right. If you found our homeowners guide to hurricane season in Ocean City New Jersey usefull leave a comment below and let us know!